<?xml version="1.0" encoding="UTF-8"?>
<?xml-stylesheet type="text/xsl" href="https://elobservatoriocetelem.es/wp-sitemap.xsl" ?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"><url><loc>https://elobservatoriocetelem.es/el-retail-y-el-impacto-de-la-inflacion-el-nuevo-estudio-consumo-espana-2022-ya-esta-aqui/</loc><lastmod>2023-11-10T11:26:06+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/la-intencion-de-gasto-de-los-espanoles-en-black-friday/</loc><lastmod>2023-02-14T13:52:35+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/la-intencion-de-gasto-de-los-espanoles-en-navidad/</loc><lastmod>2022-12-20T14:13:51+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/publicamos-el-barometro-de-consumo-de-diciembre-2022/</loc><lastmod>2023-01-04T12:32:17+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/el-gasto-de-los-espanoles-en-navidad-2022/</loc><lastmod>2023-01-12T17:03:13+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/barometro-de-consumo-de-enero-2023/</loc><lastmod>2023-02-02T16:52:08+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/el-gasto-de-los-espanoles-en-las-rebajas-de-2023/</loc><lastmod>2023-02-14T16:20:29+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/barometro-de-consumo-europa/</loc><lastmod>2023-02-22T16:58:28+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/publicamos-el-barometro-de-consumo-de-febero-de-2023/</loc><lastmod>2023-03-01T14:37:58+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/cuanto-gastaran-los-espanoles-en-semana-santa/</loc><lastmod>2023-03-24T12:21:22+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/publicamos-el-barometro-de-consumo-de-agosto-de-2023/</loc><lastmod>2023-09-19T17:14:50+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/cuanto-han-gasto-los-espanoles-en-verano-2023/</loc><lastmod>2023-09-19T17:14:15+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/publicamos-el-barometro-de-consumo-de-septiembre-de-2023/</loc><lastmod>2023-10-10T17:23:12+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/se-mantiene-el-gasto-y-desciende-moderadamente-la-intencion-de-compra-en-este-black-friday/</loc><lastmod>2023-12-05T10:56:14+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/el-29-de-los-espanoles-tiene-intencion-de-gastar-mas-esta-navidad/</loc><lastmod>2023-12-05T13:46:02+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/los-consumidores-espanoles-gastan-menos-de-lo-previsto-inicialmente-para-esta-navidad/</loc><lastmod>2024-01-10T17:54:37+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/el-gasto-en-rebajas-de-los-espanoles-en-2024/</loc><lastmod>2024-02-08T13:56:54+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/edicion-especial-de-nuestro-barometro-de-consumo/</loc><lastmod>2024-02-14T17:12:34+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/el-57-de-los-conductores-espanoles-cree-que-el-coche-electrico-reemplazara-a-los-de-combustion-termica/</loc><lastmod>2024-03-12T18:01:09+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/los-espanoles-contienen-un-10-su-gasto-en-semana-santa/</loc><lastmod>2024-03-13T10:33:53+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/fuerte-incremento-en-el-gasto-previsto-para-la-compra-de-coches-hibridos-y-electricos/</loc><lastmod>2024-03-21T11:20:35+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/la-moto-de-carretera-la-opcion-que-mas-crece/</loc><lastmod>2024-03-21T11:19:07+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/los-espanoles-reducen-un-21-su-gasto-en-semana-santa/</loc><lastmod>2024-04-10T11:16:35+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/aumenta-el-porcentaje-de-espanoles-que-utiliza-la-bici-como-opcion-preferida-para-sus-desplazamientos/</loc><lastmod>2024-04-17T11:49:22+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/espana-siente-aumento-precios/</loc><lastmod>2024-05-08T18:14:18+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/espanoles-consideran-educacion-financiera-hijos-insuficiente/</loc><lastmod>2024-05-22T13:28:04+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/preocupacion-impacto-medioambiental-consumidores/</loc><lastmod>2024-06-05T11:20:40+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/aumenta-un-11-el-gasto-medio-previsto-para-las-vacaciones-de-verano/</loc><lastmod>2024-07-09T09:40:12+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/casi-la-mitad-de-los-espanoles-percibe-que-la-economia-no-mejorara-en-los-proximos-doce-meses/</loc><lastmod>2024-07-02T10:50:54+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/solo-un-5-de-los-espanoles-tiene-conocimientos-avanzados-sobre-finanzas/</loc><lastmod>2024-07-16T13:42:01+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/gasto-espanoles-vuelta-cole-2024/</loc><lastmod>2024-09-02T09:46:06+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/el-gasto-medio-de-los-espanoles-en-verano-alcanza-los-1-232e/</loc><lastmod>2024-09-05T11:06:31+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/prevision-consumo-ultimo-trimestre/</loc><lastmod>2024-09-25T14:16:24+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/compras-tienda-fisica-internet/</loc><lastmod>2024-11-07T11:36:50+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/intencion-gasto-black-friday/</loc><lastmod>2024-11-14T17:08:33+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/intencion-gasto-navidad/</loc><lastmod>2024-12-05T11:48:11+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/compras-de-segunda-navidad/</loc><lastmod>2024-12-17T11:30:25+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/gasto-navidad-2024/</loc><lastmod>2025-01-08T10:00:34+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/los-jovenes-espanoles-consideran-el-coche-indispensable/</loc><lastmod>2025-01-29T13:40:34+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/gasto-medio-rebajas/</loc><lastmod>2026-01-26T10:02:08+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/gasto-seniors-2024/</loc><lastmod>2025-03-04T12:11:47+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/el-coche-hibrido-primera-opcion-entre-los-espanoles-con-intencion-de-compra-en-2025/</loc><lastmod>2025-04-01T11:06:13+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/mas-de-la-mitad-de-los-conductores-que-comprara-una-moto-en-2025-optara-por-una-scooter/</loc><lastmod>2025-04-01T11:17:52+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/crece-un-24-el-gasto-medio-previsto-por-los-espanoles-para-semana-santa/</loc><lastmod>2025-04-09T13:17:39+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/aumenta-un-2-el-gasto-medio-previsto-en-el-sector-de-la-bici-para-los-proximos-12-meses-segun-el-estudio-bike-2025/</loc><lastmod>2025-04-23T18:05:06+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/los-espanoles-aumentan-un-43-su-gasto-en-semana-santa-con-una-media-de-371/</loc><lastmod>2025-04-30T13:52:46+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/el-41-de-los-conductores-seniors-que-compro-una-moto-en-2024-opto-por-una-de-carretera-10-puntos-mas-que-la-media/</loc><lastmod>2025-05-16T14:37:05+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/los-conductores-seniors-gastaron-un-38-mas-en-la-compra-de-su-coche-que-la-media/</loc><lastmod>2025-05-16T14:51:12+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/7-de-cada-10-consumidores-europeos-asocian-consumo-con-placer-y-bienestar/</loc><lastmod>2025-05-22T11:37:28+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/mas-de-la-mitad-de-los-espanoles-se-plantea-equiparse-ante-situaciones-de-emergencia-tras-el-apagon/</loc><lastmod>2025-05-28T17:46:16+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/3-de-cada-10-conductores-con-intencion-de-comprar-un-coche-optaria-por-uno-de-marca-china/</loc><lastmod>2025-07-10T13:26:04+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/los-espanoles-gastaran-una-media-de-1-225e-en-sus-vacaciones-de-verano-un-6-menos-que-el-ano-anterior/</loc><lastmod>2025-07-10T13:26:58+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/el-gasto-medio-de-los-seniors-que-tienen-intencion-de-ir-de-viaje-asciende-a-1-621e-un-16-mas-que-la-media/</loc><lastmod>2025-06-19T13:50:56+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/el-gasto-medio-en-compras-de-segunda-mano-crece-un-22-respecto-a-2024/</loc><lastmod>2025-06-26T11:10:05+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/el-gasto-medio-en-caravaning-entre-los-seniors-alcanza-los-51-345e-un-8-mas-que-la-media/</loc><lastmod>2025-07-10T13:23:27+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/los-ciclistas-seniors-tienen-previsto-gastar-527e-en-el-sector-bike-un-34-mas-que-la-media/</loc><lastmod>2025-07-24T14:27:01+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/el-gasto-medio-previsto-para-la-vuelta-al-cole-se-situa-en-425e/</loc><lastmod>2025-08-20T12:09:05+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/los-espanoles-gastan-1-251e-de-media-en-sus-vacaciones-de-verano/</loc><lastmod>2025-09-04T11:25:40+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/el-63-de-los-espanoles-admite-tener-una-educacion-financiera-basica-o-deficiente/</loc><lastmod>2025-10-06T12:37:57+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/a-mayor-edad-menor-educacion-financiera-el-70-de-la-poblacion-senior-solo-domina-operaciones-basicas-de-su-cuenta-corriente/</loc><lastmod>2025-10-14T16:42:38+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/los-jovenes-espanoles-mejoran-en-conocimientos-financieros-y-se-informan-a-traves-de-medios-especializados-o-blogs/</loc><lastmod>2025-10-21T12:13:56+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/el-crecimiento-del-consumo-en-espana-se-modera-en-2025-y-los-hogares-equilibran-el-gasto-entre-bienestar-ocio-y-digitalizacion/</loc><lastmod>2025-10-30T17:36:52+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/los-jovenes-impulsan-el-consumo-en-el-black-friday-8-de-cada-10-planea-realizar-compras/</loc><lastmod>2025-11-12T12:50:16+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/el-90-de-los-espanoles-cree-que-invertir-en-mejoras-energeticas-aumentara-el-valor-de-su-vivienda/</loc><lastmod>2025-11-18T10:28:47+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/un-46-de-los-espanoles-se-ha-planteado-dejar-de-usar-su-vehiculo-privado-para-ir-al-trabajo/</loc><lastmod>2025-11-25T12:48:59+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/el-gasto-medio-en-compra-de-segunda-mano-aumenta-un-84-en-los-ultimos-cinco-anos/</loc><lastmod>2025-12-02T14:07:01+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/la-intencion-de-gasto-navideno-de-los-espanoles-se-estanca-en-2025/</loc><lastmod>2025-12-10T11:29:00+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/movilidad-urbana-sostenible/</loc><lastmod>2026-01-19T13:22:09+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/los-jovenes-apuestan-por-el-comercio-local-con-un-aumento-de-7-puntos-en-2025/</loc><lastmod>2025-12-23T12:44:31+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/el-56-de-los-espanoles-usuarios-de-las-plataformas-ecommerce-asiaticas-reduciria-sus-compras-si-se-aplica-la-nueva-tasa-europea/</loc><lastmod>2026-01-20T13:58:38+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/los-consumidores-espanoles-y-las-plataformas-de-ecommerce-asiaticas/</loc><lastmod>2026-01-20T14:03:24+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/el-gasto-de-los-espanoles-en-las-rebajas-de-invierno-2026/</loc><lastmod>2026-02-04T17:56:17+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/el-consumo-en-rebajas-se-enfria-con-un-gasto-medio-de-259-euros-un-17-menos-respecto-a-2025/</loc><lastmod>2026-02-05T10:21:15+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/espana-es-el-pais-de-la-union-europa-que-mejor-valora-a-los-concesionarios-y-vendedores/</loc><lastmod>2026-02-19T10:52:36+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/los-seniors-y-el-consumo-2026/</loc><lastmod>2026-03-04T17:24:08+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/los-senior-dinamizan-el-consumo-en-2025-con-un-gasto-un-13-superior-a-la-media-nacional/</loc><lastmod>2026-03-05T10:58:55+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/la-intencion-de-gasto-de-los-espanoles-en-las-vacaciones-de-semana-santa/</loc><lastmod>2026-03-17T17:04:14+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/el-gasto-medio-previsto-para-semana-santa-se-situa-en-538-euros-un-13-mas-respecto-a-2025/</loc><lastmod>2026-03-18T12:55:08+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/impacto-de-la-situacion-geopolitica-en-el-consumo-de-los-espanoles/</loc><lastmod>2026-03-18T12:43:12+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/el-alto-estres-economico-de-los-hogares-espanoles-anticipa-un-ajuste-del-consumo/</loc><lastmod>2026-03-18T12:45:11+01:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/el-gasto-en-compra-de-coches-baja-un-11-en-el-ultimo-ano-y-el-electrico-gana-5-puntos-en-intencion-de-compra/</loc><lastmod>2026-04-07T11:09:15+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/las-barreras-para-comprar-moto-electrica-se-reducen-aumenta-6-puntos-la-intencion-de-compra/</loc><lastmod>2026-04-07T11:16:12+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/la-inteligencia-artificial-en-el-proceso-de-compra/</loc><lastmod>2026-04-21T11:54:13+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/la-mitad-de-los-espanoles-usa-la-inteligencia-artificial-para-tomar-decisiones-de-compra/</loc><lastmod>2026-04-21T14:10:37+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/aumenta-un-18-el-gasto-medio-previsto-en-el-sector-bike-para-los-proximos-12-meses/</loc><lastmod>2026-04-28T11:17:36+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/los-jovenes-y-el-motor/</loc><lastmod>2026-05-14T10:28:29+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/mayo-2026-impacto-de-la-situacion-geopolitica-en-el-consumo-de-los-espanoles/</loc><lastmod>2026-05-21T09:53:29+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/los-consumidores-espanoles-rebajan-su-nivel-de-estres-economico-tras-el-impacto-inicial-del-conflicto-geopolitico/</loc><lastmod>2026-05-21T11:15:51+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/la-percepcion-del-conductor-espanol-sobre-los-coches-de-marcas-chinas/</loc><lastmod>2026-05-27T11:58:36+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/los-conductores-espanoles-mejoran-su-percepcion-sobre-la-calidad-y-seguridad-de-los-coches-chinos/</loc><lastmod>2026-06-02T09:49:04+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/los-seniors-y-el-motor-2026/</loc><lastmod>2026-06-09T09:42:20+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/el-coche-hibrido-se-consolida-como-primera-opcion-entre-los-conductores-senior/</loc><lastmod>2026-06-09T11:04:12+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/la-intencion-de-gasto-de-los-espanoles-en-las-vacaciones-de-verano-2026/</loc><lastmod>2026-06-17T09:46:42+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/la-intencion-de-gasto-de-los-jovenes-en-las-vacaciones-de-verano-2026/</loc><lastmod>2026-06-25T10:13:22+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/la-intencion-de-gasto-de-los-seniors-en-las-vacaciones-de-verano-2026/</loc><lastmod>2026-06-26T09:20:18+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/los-espanoles-preven-gastar-de-media-este-verano-1257e-un-3-mas-que-en-2025/</loc><lastmod>2026-07-14T11:27:37+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/los-jovenes-espanoles-viajan-mas-pero-gastan-menos/</loc><lastmod>2026-07-14T16:04:57+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/la-intencion-de-gasto-medio-de-los-seniors-durante-el-verano-es-de-1-455e-un-16-mas-que-la-media-espanola/</loc><lastmod>2026-07-14T14:04:20+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/la-tendencia-de-consumo-de-los-seniors-en-europa-a-mayor-edad-menor-gasto/</loc><lastmod>2026-07-23T12:14:48+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/zoom-los-jovenes-y-el-sector-bike/</loc><lastmod>2026-07-23T09:42:09+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/la-prevision-de-gasto-de-los-jovenes-en-el-sector-bike-es-un-11-superior-a-la-media/</loc><lastmod>2026-07-23T12:14:02+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/ultimos-diez-anos-de-la-perspectiva-del-consumidor/</loc><lastmod>2026-07-30T11:21:13+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/la-intencion-de-ahorro-de-los-espanoles-crece-14-puntos-en-la-ultima-decada/</loc><lastmod>2026-07-30T11:41:20+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/zoom-los-seniors-y-el-sector-bike/</loc><lastmod>2026-08-11T09:40:23+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/los-ciclistas-seniors-ajustan-su-presupuesto-la-intencion-de-gasto-se-reduce-en-un-37/</loc><lastmod>2026-08-12T12:15:46+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/vuelta-al-cole-2026-la-intencion-de-gasto-de-los-espanoles/</loc><lastmod>2026-08-19T08:41:25+02:00</lastmod></url><url><loc>https://elobservatoriocetelem.es/la-intencion-de-gasto-para-la-vuelta-al-cole-aumenta-un-12-y-se-situa-en-una-media-de-478e/</loc><lastmod>2026-08-19T12:23:09+02:00</lastmod></url></urlset>
